Terms and Conditions

No Direct Lending or Broking: Stepinto Group Ltd operates strictly as a digital lead generation platform and a telephone-assisted B2B data intermediary. We are not a lender, a financial advisor, or an FCA-authorised credit broker. We do not extend credit, negotiate commercial loan terms, arrange credit facilities, or make credit decisions.

Our Process: When you submit an inquiry form on our website or social media channels, you request that a representative from Stepinto Group Ltd contact you by telephone or email to discuss and qualify your commercial financing requirements.

Discretionary Matching: Based on this telephone consultation, we use our internal commercial discretion to match your business requirements with an independent, third-party commercial finance broker from our network whom we believe is best suited to handle your specific funding needs. We then securely transfer your contact details and financial requirements to that selected broker.

Corporate Subscribers Only: Our lead generation and introduction services are strictly and exclusively available to registered corporate entities operating in the United Kingdom, including Limited Companies, Public Limited Companies (PLCs), and Limited Liability Partnerships (LLPs).

Exclusion of Unregulated Individuals: We do not provide credit broking, qualification, or lead introduction services to individual consumers, sole traders, or traditional partnerships consisting of three or fewer partners. By submitting a form or engaging in a telephone consultation with us, you explicitly warrant and represent that you are acting solely on behalf of a registered corporate business and that the finance required is strictly for commercial use.

No Financial Advice: The content, articles, tables, placeholders, and loan scenarios displayed on this website or discussed during telephone consultations are for general informational and illustrative purposes only. Nothing provided by Stepinto Group Ltd constitutes financial, investment, legal, or tax advice.

Variable Third-Party Rates: Any interest rates, repayment periods, or potential loan amounts displayed on this site are indicative only. Actual loan offers, terms, APRs, and facility fees are determined solely by the third-party finance brokers and their panels of ultimate lenders based on your business credit profile and financial health. Stepinto Group Ltd makes no guarantee that your business will be approved for commercial financing.

Free Platform Access: We do not charge business applicants any upfront, hidden, or ongoing fees to submit a financing inquiry on our website or to participate in our telephone qualification process.

Introducer Commission: Stepinto Group Ltd operates as a commercial introducer. We receive an introduction fee, finder's fee, commission, or revenue-share percentage from our partner third-party commercial finance brokers when a lead is successfully qualified, passed to them, or when a commercial loan is ultimately finalized. By submitting your data and participating in our qualification call, you acknowledge, understand, and accept this commercial arrangement.

Data Transmission: By providing verbal consent during your qualification call, you explicitly authorize Stepinto Group Ltd to securely transmit your business identity, contact information, and financial requirements to your assigned partner finance broker.

Credit Reference Footprints: You acknowledge and understand that our third-party finance brokers and their panels of commercial lenders may perform corporate credit searches, director identity verifications, and anti-money laundering (AML) checks via credit reference agencies (e.g., Experian, Equifax) to assess your business eligibility. These commercial searches may leave a footprint on your business credit file.